Disclaimers

The information in this website and the links provided are for general information only and should not be taken as constituting professional advice from the website owner - the Australian Securities and Investments Commission (ASIC).

ASIC is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances.

Additionally, the provision of services for this website by Finity Consulting Pty Limited (Finity) in sourcing information for this website is not in its capacity as a financial adviser and does not in any way constitute the provision of financial advice.

Under no circumstances will Finity or ASIC be liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website.

No insurer endorsement of content

Participating insurers have not endorsed any of the content presented on the website.

Links

We link to external sites for your convenience. We are selective about which external sites we link to, but we do not endorse external sites. When following links to other websites, we encourage you to examine the copyright, privacy and disclaimer notices on those websites.

We regularly maintain links but please contact us on nqenquiries@nqhomeinsurance.gov.au to report any broken links.

Comparison results

Nothing on this website should be taken as a quote or a pre-qualification for cover.

The comparison results have not taken into account, your particular property, personal circumstances and relevant insurance history. They are only an indication designed to help make it easier for you to make further inquiries with one or more insurers you may be interested in.

The comparisons on this site are based on specific risk profiles, excess and coverage levels that may not match your exact property, personal circumstances and relevant insurance history. See assumptions for more information.

The policy features and quotes information are collected at a point in time, and are not live or real time information. You should always contact any insurer(s) you are interested in for a personalised quote based on your particular property, personal circumstances and relevant insurance history before making any decision to purchase a home insurance policy.

Market Coverage

This site does not compare all North Queensland home insurance products offered by all insurance companies. See the list of insurers for a list of the insurers, insurance brands and products that are currently compared on this site. Additionally, insurers who offer their products exclusively through brokers are not compared on this site.

Commissions, gift or benefits

Neither Finity nor ASIC receive any commissions, other gifts or benefits from the insurers as a result of having their brands and products compared on this site.

Policy features

The comparison of insurance features is not a complete statement of the cover offered, exclusions, conditions and limits or any other features that apply under each policy. You should carefully read the relevant insurer's Product Disclosure Statement, Key Facts Sheet and all policy documentation for more details for the product you are interested in as well as contact the relevant insurer for a full list of policy features. See the list of insurers for links to the insurers' webpages where you can obtain a copy of relevant policy documents.

Not endorsing or recommending any provider

Where this website refers to any insurer, insurance brand or product, that does not mean that ASIC endorses, recommends or gives any warranty or makes any representation in relation to that insurer, insurance brand or product. 

Order of results

The comparison results are displayed alphabetically and the order in which they are displayed should not be interpreted as an indication of whether one insurer better suits your needs than another insurer, or as a recommendation of any particular policy.

Landlord, strata building insurance and commercial property insurance not compared

This site does not compare landlord policies, strata building policies or commercial policies. Some strata contents policies are compared.

Risk information

The natural disaster risk information presented on this website are measures derived from an assessment by Finity Consulting Pty Limited of the insurance risk from cyclone, flood and storm for individual properties. This independent measure may differ significantly from the risk assessment used as a basis for the premium set by individual insurers.

Last updated: Monday, April 20, 2015