Insurers
Insurers, insurance brands and products compared
The home insurers, insurance brands and products compared on this site are set out in the following table. Note that this does not include all insurers offering home insurance in North Queensland. All insurers on this list are those that provide home insurance directly to consumers. Insurers who offer their products exclusively through brokers are not compared on this site.
Insurer authorised by APRA | Home insurance brand (abbreviated) | Basic home insurance product* | Intermediate home insurance product* | Advanced home insurance product* |
AAI Limited |
Suncorp
|
Classic |
Classic with fusion cover option |
Classic with fusion cover option and accidental damage option |
AAI Limited |
AAMI |
Home and Contents Insurance |
Home and Contents Insurance
|
Home and Contents Insurance with accidental damage option |
AAI Limited |
Apia ** |
Home and Contents Insurance |
Home and Contents Insurance |
Home and Contents Insurance with accidental damage option |
Allianz Australia Insurance Limited |
Allianz |
Surecover |
Surecover Plus |
Surecover Gold |
Commonwealth Insurance Limited |
CommInsure |
Home Insurance Residential Home Package |
Home Insurance Residential Home Package |
Home Insurance Residential Home Package with accidental damage option |
Insurance Australia Limited |
NRMA Insurance |
Home |
Home with fusion cover option |
Home with fusion cover option and accidental damage option |
Liberty Mutual Insurance Company (Australia) |
Sure Insurance |
Home and Contents |
Home and Contents |
Home and Contents with accidental damage option |
OnePath General Insurance Pty Limited |
ANZ |
ANZ Home Insurance |
ANZ Home Insurance |
ANZ Home Insurance with accidental damage option |
QBE Insurance (Australia) Limited |
QBE |
Home Cover |
Home Cover |
Home Cover with accidental damage option |
RACQ Insurance Limited |
RACQ |
Household Insurance |
Household Insurance with Advanced cover option |
Household Insurance with Advanced cover option |
Westpac General Insurance Limited*** |
Westpac |
Essential Care |
Quality Care |
Premier Care |
Youi |
Youi |
Home |
Home with fusion cover option |
Home with fusion cover option and accidental damage option |
* Some insurance brands have multiple products because they offer different levels of cover. However, not all insurance brands offer different levels of cover. Not all products are compared on this site. For this website:
- Basic does not include fusion cover or accidental damage. Additional features may also be available. Contact the relevant insurer(s) for more information.
- Intermediate includes basic cover and fusion cover, but not accidental damage cover. Additional features may also be available. Contact the relevant insurer(s) for more information.
- Advanced includes basic cover, fusion cover and accidental damage. Additional features may also be available. Contact the relevant insurer(s) for more information.
** Apia policies are specifically for people aged over 50.
*** This insurance is only available to Westpac Group customers (Westpac, Bank SA, St.George, BT Financial Group, Rams, Bank of Melbourne). In some locations, only customers who have a Westpac Group home loan will be eligible for this insurance.
The table above includes the product for the insurance brand that offers the lowest level of cover to satisfy our definition of basic, intermediate and advanced covers. This means that a product listed at one level of cover might also be listed at another level of cover.
Last updated:
Tuesday, December 15, 2020